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All forms for individuals filing a chapter 13 bankruptcy case. 1) mustcomplete an approved credit counseling course within 180 days. Web chapter 12 is a simplified reorganization for family farmers, where the debtor keeps his or her property and works out a repayment plan with the creditors. Web esr is an online tool to help individuals complete a chapter 7 or chapter 13 bankruptcy petition when they have decided to file bankruptcy without an attorney.
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